Loss Adjusting

From 1 January 2005 to 31 December 2018, our company was governed by Act No. 38/2004 Coll. on Insurance Intermediaries and Independent Loss Adjusters. Now this activity is conducted on the basis of a regulated trade.

Our activities fully respect the highest requirements and we are ready to further expand our partnership with insurers and other entities. We are members of the Chamber of Independent Loss Adjusters. It is understood that we have valid professional liability insurance with a sufficient indemnity limit.

We offer independent, fast and professional service. From the first inspection and documentation, through the determination of the cause of the damage, including the quantification of the loss incurred, to the assessment of the event in relation to the insurance contract and insurance terms and conditions.

However, we always remember that the main goal in every step of claim settlement is to find the right solution. The motivation for our work is a professional result. We are well prepared to deal with damage from the following insurance products:

• natural hazards (fire, flood, lightning strike, etc.)
• alienation
• machinery breakdown, all-risk insurance, new technology
• insurance of electronics and IT systems, cyber risks
• building and assembly insurance, contingency insurance
• householders’ and family insurance
• goods in transit insurance
• business interruption or restriction
• chemical contamination and environmental damage
• liability insurance
• product liability
• professional liability (designer responsibility, errors, omissions, etc.)
• medical care, injuries
• damage to motor vehicles
• … and many others.

Calculation systems of the world’s leading companies are used for processing claims and quantification of indemnity. For internal needs we own ClaimIS information system, which connects all our sites wherever in the world they are through a secured online connection. This enables us, among other things, to standardize the results of our work and to perform consistent internal two-stage control.

In our work we provide the necessary technical assistance in dealing with demanding claims. We use our own and external network of the first-class experts from all fields of activity, engineers, experts, lawyers, financial experts and auditors.

We are still in direct contact with the Claimants. We always suggest optimum damage minimization options, including the use of state-of-the-art cleaning, decontamination and salvage works. We cooperate with leading world and local companies in this field.

Our teams can assist in the appraisal of assets for the sale purposes, determination of current sums insured, and property settlement.